We are looking for a Credit Analyst to evaluate credit risk and assess the creditworthiness of companies. You will conduct financial analyses, prepare credit proposals, and collaborate with internal teams to support informed credit decisions. Key Responsibilities: Analyze credit applications, assess risks, and prepare detailed credit proposals. Monitor credit exposures and recommend risk mitigation strategies. Collaborate with Sales, Risk Management, and Legal to optimize credit policies. Draft loan agreements and ensure compliance with credit guidelines. Support portfolio management through reporting and trend analysis. Qualifications: Degree in Business Administration, Finance, Economics, or related field. Experience in credit analysis or risk management, preferably in banking. Strong analytical skills and knowledge of financial analysis and credit agreements. Familiarity with legal and regulatory banking requirements.