Paymenttools is on a mission to transform the payment landscape for retailers in Europe. With more than 4,4 billion visitors per year in our more than 15,000 REWE Group stores and travel agencies in 21 countries we know exactly what consumers and merchants need when exchanging goods for money. We strongly believe in making payments seamless and invisible, linking them with value added services within the framework of a reliable identity service. Our mantra: wesolvepayn. We blend cutting-edge technology with stringent security to protect sensitive payment data while nurturing innovation in a cloud-native tech environment. Paymenttools’ Transaction Processing area is a core team responsible for our payment engine. We are looking for an experienced and driven Technical Product Owner for our Tokenization and Inbound Gateway product teams. In this position you will drive critical product initiatives working closely with our external partners and of course our internal teams across disciplines (security, compliance, architecture, etc.). You will have a direct impact on our payment transaction success for our customers Your Tasks Own the products You will work across the organization ensuring our Tokenization product and our Transaction Acceptance Gateways are running seamlessly Building collaboratively with engineering teams ensuring our products are delivered and satisfy our merchants Leading requirement workshops with customers and third-party vendors Negotiating with and onboarding third-party vendors, including acquirers and schemes (e.g., Visa and Mastercard) Producing business cases and conducting break-even analysis Engage external stakeholders like our partners, regulators, or merchants to drive successful development Your Experience Development and expertise in building highly scalable, backend-intensive products Development of software products in a regulated environment (e.g., PCI DSS, GDPR, German Banking Industry Committee) Technical aptitude collaborating with engineers, experience building API based product and system architectures, and delivering technically sophisticated products A big plus to have previous experience with encryption, decryption, and/or cryptography Previous experience defending product design and business use cases during audits due to a highly regulated product Managing multiple internal and external stakeholders with excellent communication skills English proficiency needed, German is just a plus Our Benefits Deutschland ticket, subsidized subscription 1.000 euro annual learning and development budget internal training platforms Discounts on travel, fashion, technology, and more through our corporate benefits REWE discount card for REWE group retailers JobRad, affordable bicycle leasing Company pension plan Insurance services Perks of working with us Hybrid working environment Flexible working hours that fit your workflow, your time matters Language courses (English and German) Responsibility from day one Work with modern and agile software such as Google Workspace, Slack, Asana, Jira, Lattice, Miro and Confluence Company events including Hackathons and Company Days Ask us more about these We are looking forward to getting to know you - so, even if you feel that you don’t quite meet all the requirements, but the position still excites you and you think you would love to work with us, please reach out We would still love to hear from you. We explicitly encourage applicants within groups that are underrepresented in tech spaces as of today. We value all kinds of backgrounds and walks of life.